About the idea
People have set aside coins and small bills for generations. This site exists to explain one memorable version of that habit without selling a product or promising a miracle.
There is no known single inventor. We first encountered the approach in the 1980s, and many savers have independently used variations of it over the years.
The idea is simple enough to travel by word of mouth: choose a denomination, stop spending it, collect it, and deposit it.
No. We collect no fees. We run no ads. This site has always been free to use. It will remain so for as long as we operate it.
Is it free to operate? No, there are costs for domain registration, hosting, and the time cost of maintenance. Donations are gladly accepted, but not required.
Because saving advice often becomes more complicated than the actual habit needs to be. The Dollar Bill Savings Plan is approachable, free to try, and easy to explain to someone else. It requires no forms, no gimmicks, no calculator. Just determination.
This redesigned site (for the first time since 2010!) preserves the original site’s practical, friendly spirit while making the information clearer and easier to use on modern devices.
What this is not
The site does not hold money, open accounts, recommend securities, or replace professional financial guidance. It describes a behavior that some people find useful.
Read the disclaimer